Loans serviced by CSFs reach 79.7 billion euros in Q2 2025

The marketplace for non-performing loans serviced by Credit Servicing Firms (CSFs) is expanding, but astatine a slower gait than successful the erstwhile quarter. More specifically, non-performing loans accrued by 1.6 cardinal euros successful the 2nd 4th of 2025, compared to an summation of 3.5 cardinal euros successful the archetypal 4th of the year.

Thus, the total value of loans serviced by Credit Servicing Firms amounted to 79.7 cardinal euros astatine the extremity of the 2nd 4th of 2025, compared to 78.1 cardinal euros successful the erstwhile quarter, according to quarterly information from the Bank of Greece.

Loans to individuals

Loans to individuals and backstage non-profit institutions proceed to represent astir fractional of the magnitude of atrocious loans managed by servicers. Specifically, they correspond to 53% of the total loans successful the hands of servicers with a total value of astir 42 cardinal euros. The summation successful loans successful this class was 1.13 cardinal euros astatine the extremity of the 2nd quarter, compared to an summation of 2.08 cardinal euros successful the archetypal quarter.

Consumer loans accrued by 250 cardinal euros and amounted to 16.25 cardinal euros, while owe loans accrued by 844 cardinal euros and amounted to 25.38 cardinal euros. Mortgage loans present represent a larger portion of the indebtedness stock to individuals, expanding their percent to 61%, from 58% successful the archetypal quarter.

However, there is simply a slowdown successful the maturation complaint of these loans compared to the archetypal 4th owed to the accelerated gait astatine which the adjustments of loans were made successful the erstwhile period.

Corporate Loans

Corporate loans serviced by Credit Servicing Firms besides accrued successful the 2nd quarter, by 340 cardinal euros, while successful the archetypal 4th the summation amounted to 1.9 billion. For the 2nd quarter, firm loans roseate to 27.97 billion, from 7.63 cardinal astatine the extremity of the erstwhile quarter, representing 35% of the indebtedness portfolio under management.

In much detail, loans serviced by Credit Servicing Firms to non-financial corporations (NFCs) accrued by 330 cardinal and totaled 27.93 cardinal astatine the extremity of the 2nd 4th of 2025, of which 10.45 cardinal concerns loans to small and medium-sized enterprises (SMEs).

Regarding loans to freelancers, farmers and sole proprietorships, they accrued by 161 cardinal euros compared to the erstwhile 4th and amounted to 9.78 cardinal euros astatine the extremity of the 2nd 4th of 2025. It is recalled that the corresponding summation astatine the extremity of the archetypal 4th was 485 cardinal euros.